Drafts, Promissory notes and similar obligations, such as savings bonds.Checks that are undated, post-dated, or are dated more than 6 months prior to the date of deposit.Checks that are remotely created checks, as defined in Reg.Checks not payable in United States currency.Checks drawn on a financial institution located outside the United States.Checks previously converted to a substitute check, as defined in Reg.Checks drawn or issued by you or drawn by others against an account on which you are a joint owner or authorized signer, including any business entity on which you are an owner, principal, officer or authorized signer.Checks payable jointly, unless deposited into an account in the name of all payees.Checks containing an alteration on the front of the item, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn.Checks payable to any person or entity other than the person or entity that owns the account that the check is being deposited into. ![]() Ineligible items: You agree that you will NOT scan and deposit any of the following types of checks or other items which shall be considered ineligible items:.You are not aware of any factor which may impair the collectability of the item.You will not re-deposit or re-present the original item at any financial institution.After 60 days, you agree to destroy the check that you transmitted. You agree to retain the check for at least 60 calendar days from the date of the image transmission. Disposal of Checks After confirmation of Deposit, prominently mark the FRONT of the item as “Mobile Deposit”, or otherwise render it incapable of further transmission, deposit, or presentment.Availability of Funds. Checks deposited via the Service by the Bank’s stated 4:30 ARIZONA Time deadline, on a business day that we are open, will be considered deposited on that business day. ![]()
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